City National Bank | Early Pay

Early Pay

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Get access to your direct deposit up to a day faster!

You work hard for your money, and we think you should have access to it as soon as possible. That’s why City National Bank offers Early Pay!

Early Pay gives you access to your direct deposit from an employer or government agency up to a full day early with Direct Deposit. That means you can buy groceries, pay bills or treat yourself or your family to dinner a day early.

How does it work? Many businesses and government agencies send payments electronically. While other banks and credit unions may hold your funds until a specific date, if you have direct deposit with us and we receive your funds early, we will make them available to you!

Early Pay is only available with our Elite Checking account, the only checking account you’ll ever need. In addition to Early Pay, Elite Checking offers rewards & discounts, prescription & vision plans, identity theft insurance and so much more.

 Find a Location Near You


Requirements: Customer must enroll in Early Pay. Deposits must be $5,000 or less and sent with advance notice to the Bank. Account and transaction restrictions apply. See branch for details.

What we Offer Early Pay comes with these features.

  • Added control over your money

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  • Convenience of getting paid a day early

  • Peace of mind knowing your payroll or other regular income is directly deposited

  • Flexibility to pay bills in advance

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What is needed to Enroll?
• Open (or currently have) an Elite Checking Account
• Opt-in for Early pay at your local branch

• Early Pay is only available with an Elite checking account
• Customers MUST opt-in
• City National Bank must receive advanced notice of incoming payroll direct deposit
• Early Pay is only available with deposits of $5,000 or less



Reach Someone Helpful | 1 (866) 385-3444

    City National Bank

  •   PO Box 2009,
         Lawton, OK 73502
  •   cnb@cnbok.com
  •   (866) 385-3444

About Us

We pride ourselves on our 117+ years of serving our communities. At CNB, building relationships is not just a way of doing business; it's our passion.


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