Automated Clearing House (ACH) Origination

Have access to direct deposit or disbursing funds to vendors, merchants, or employees and have fewer checks to purchase, lower account charges, and easier and faster check disbursement.

  • Lower costs
  • Fewer account charges
  • Increases in customer retention
  • Confidentiality

  • The bank currently offers three different types of ACHs:
    • 1. Prearranged payment deposits (PPD)- a deposit or payment made to an individual account
    • 2. Corporate credit or debit (CCD)- a deposit or payment made to a corporate or business account
    • 3. Represented check entries (RCK)- a check that has been returned for either insufficient funds or
          uncollected funds that can be converted into an ACH and charged a return check fee.

Important Information:
For ACH Origination availability, you are required to have online banking and have been in business for at least a year. ACH origination is based on approval, online banking required.

Begin a relationship today!
Questions or concerns? Call 580-354-1199 to speak to a Treasury Cash Management team member!