Rates

City National Bank & Trust strives to offer the best competitive rates in the area! If you are interested in personal checking or savings accounts, business checking accounts, CDs, or loans, City National Bank & Trust has great rates for you!

For current rate information on any of our products please ask your local bank representative or call a Customer Service Representative Toll Free at 1-866-385-3444 from 8am to 7pm Monday-Friday and 9am to 4pm on Saturday.


 Interest Bearing Checking and Savings Accounts


Variable Rate Accounts

Minimum to Open Account


Minimum Daily Balance to Earn Interest


Interest Rate



Annual Percentage Yield (APY)


Savings-Personal


$50 $50 0.15% 0.15%

Savings-Business


$100 $50 0.15% 0.15%

Buffalo Nickel Savings


$50 $50 0.15% 0.15%

Christmas Club Savings


$50 $50 0.15% 0.15%

Money Market


$100 $2,500
$1,500 - $2,499*
0.15%
0.08%
0.15%
0.08%

Elite Checking


$50 $1,000 0.08% 0.08%

City Preferred


$50 $1,000 0.08% 0.08%

Comanche Pride

$5 $500 0.08% 0.08%

Business NOW


$100 $1,500 0.08% 0.08%

Original Non-Profit Checking


$100 $1,000 0.08% 0.08%

Business Elite


$100 $25,000 0.08% 0.08%
* Interest is paid on the average collected balance. If the daily balance falls below $2500.00 the interest rate will revert to the NOW Account rate for the month.



 Individual Retirement Account


Variable Rate Account

Minimum to Open Account


Minimum Daily Balance to Earn Interest


Interest Rate


Annual Percentage Yield


1 - year

$500 $500 0.30% 0.30%



 Certificate of Deposit


Fixed Rate
Non-Compounding

Time Periods:

Minimum to Open Account


Minimum Daily Balance to Earn Interest


Interest Rate


Annual Percentage Yield


30 - 89 days

$500 $500 0.15% 0.15%

90 - 179 days

$500 $500 0.15% 0.15%

180 - 364 days

$500 $500 0.20% 0.20%

12 - 17 months

$500 $500 0.30% 0.30%

18 - 23 months

$500 $500 0.35% 0.35%

24 - 29 months

$500 $500 0.45% 0.45%

30 - 35 months

$500 $500 0.50% 0.50%

36 - 47 months

$500 $500 0.65% 0.65%

48 - 59 months

$500 $500 0.85% 0.85%

60 months and longer

$500 $500 1.10% 1.10%
Fixed Rate
Compounding Monthly


Minimum to Open Account


Minimum Daily Balance to Earn Interest


Interest Rate


Annual Percentage Yield


18 months

$500 $500 0.35% 0.35%

24 months

$500 $500 0.45% 0.45%

36 months

$500 $500 0.65% 0.65%

48 months

$500 $500 0.85% 0.85%

60 months

$500 $500 1.10% 1.11%


Checking Accounts

Minimum Daily Balance to Earn Interest


Elite Checking


$1,000

City Preferred Account


$1,000

Personal Money Market Account


$2,500
$1,500 - $2,499


Savings Accounts
Minimum Daily Balance to Earn Interest


Personal Savings Account


$50.00

Buffalo Nickel Account


$50.00

Christmas Club Account


$50.00


Business Accounts
Minimum Daily Balance to Earn Interest


Business NOW Account


$1,500

Business Money Market Account


$2,500
$1,500 - $2,499