Home Equity Loans

 Home / Loans / Home Equity Loans

Tap into the equity in your home to access the money you need for life’s other priorities.

A home equity loan is a one-time lump-sum loan allowing you to borrow against the equity of your home and make fixed payments over a certain number of years. How does it work? In short, you and your loan officer agree on a lump-sum amount, you receive the entire amount in one transaction, and you repay the loan with fixed monthly payments over a set period of time. The interest rate is calculated in your total fixed monthly payment.

With our Home Equity Loan, you can access cash to make home improvements, pay-off bills such as high-interest credit cards or medical expenses, and even pay for that vacation you’ve been waiting for!

In some cases, we will even directly pay off your creditors, or give you a check for your personal use! We’ll work with you to set up terms and payment options that you can financially meet.


Apply At Any Branch

Visit any City National Bank location to apply for a mortgage or home equity line of credit. Click below to find the branch nearest you.


  Locations
Appointments

Need to talk to one of our loan professionals? Schedule an appointment and we will be glad to walk you through the process.


  Appointment
Loan Calculator

We provide the tools necessary to help you decide what home loan best fits your needs. Try the calculator and see what works for you!


  Loan Calculator


What we Offer Mortgage Loans come with these features.

  • Flexible borrowing options

  • Suitable terms in relation to loan

  • Competitive interest rates

• Valid, government-issued photo identification
• Social security card (for non-customers)
• Pay verification (Tax Return, W-2, Paystubs, etc.)
• Pertinent home information (Address, Real Estate Contract, Construction Budget, Insurance, etc.)

closing costs
KEEP CLOSING COSTS IN MIND

You’ve found the perfect house and you’re going to buy it. All you need to do now is show up at closing with your down payment, right? Wrong.

READ MORE...

POPULAR MORTGAGE LOAN TYPES

Buying a home involves many decisions - and choosing the right mortgage is a big one. Here’s a quick look at the most common loan types.

READ MORE...

Your Budget
MAKE YOUR HOME WINTER READY

Winter is approaching quickly - are you ready? How about your home? Here are some tips to get your home winter-ready (and save you a little money this season).

READ MORE...

simplify your finances
HOW TO MAKE HOME-BUYING BETTER IN 10 SIMPLE STEPS, PT. 1

Buying a home is an exciting experience, but it can also be overwhelming. It will probably be the single largest investment or purchase you ever make.

READ MORE...

simplify your finances
HOW TO MAKE HOME-BUYING BETTER IN 10 SIMPLE STEPS, PT. 2

Buying a home is an exciting experience, but it can also be overwhelming. So, where do you start? There are 10 important steps to follow when purchasing a new home.

READ MORE...

Loan product terms and rates are subject to market conditions, underwriting guidelines and credit approval/creditworthiness of the borrower(s).



Reach Someone Helpful | 1 (866) 385-3444

    City National Bank

  •   PO Box 2009,
         Lawton, OK 73502
  •   (866) 385-3444
  • | | |

About Us

We pride ourselves on our 117+ years of serving our communities. At CNB, building relationships is not just a way of doing business; it's our passion.


Read more