Compare Personal Checking Accounts

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Find the personal checking account that best fits your lifestyle.

Whether you’re looking for a checking account with all the bells and whistles or one with just the basics, we have what you need. Use the chart below to compare our checking accounts!

 

ELITE CHECKING (MOST POPULAR ACCOUNT)

PERSONAL CHECKING

Monthly Service Charge

$0 or $12.95


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Monthly account service charge if average collected balance falls below $10,000 during statement cycle

$0 or $3.95


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Monthly account service charge if daily balance falls below $75 during statement cycle

Online Banking*

Visa Debit Card*

Fraud Alerts*

City Savers*

Unlimited Check Writing

PFM Tool**

Early Pay

CNB Rewards

Online Bill Pay*

ATM “Out Of Network” Refunds

0.25% Off Stated Rates On Approved Car Loans

Variable Rate Account

Monthly Statements

Free eStatements or paper statements.

Enroll in free eStatements to avoid a $3 paper statement fee per cycle.

 

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*Activated by enrollment
**PFM (Personal Financial Management) is available to all CityNET Online Banking users for a monthly service charge of $1 per user. If you are not a CityNET user, you can learn more about CityNET Online Banking here. User must add at least one non-CNB account (an external account) to be considered an “active user.” If in six months, the user has not added at least one non-CNB account, which would recognize them as an “active user,” then the user will be considered inactive and the feature will be deactivated from their account. Deactivation is not permanent and user may enroll again by accepting the agreement, located within the Budget/Spending widgets, followed by adding an external account.

PREFERRED CHECKING

MILITARY PRIDE CHECKING

STUDENT CHECKING

Monthly Service Charge

$0 or $5.00


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Monthly account service charge / if daily balance falls below $1,000 during statement cycle. Must be 55 years of age or older

$0 monthly


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No account service charge as long as a monthly direct deposit originating from DFAS or VA.

AVOID A MONTHLY ACCOUNT SERVICE FEE

Your account will be converted to a Personal Checking Account if DFAS or VA direct deposit is not received for a period of time greater than 30 days.

$0 or $3.95


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Monthly account service charge if the daily balance falls below $75 during the statement cycle. Must have a Student I.D., school acceptance letter or a school enrollment schedule. Must be between 16 and 24 years old. (Parent or guardian required for minors below 18 years of age.) The account will be converted to a Personal Checking Account upon the student’s 25th birthday.

Online Banking*

Visa Debit Card*

Fraud Alerts*

City Savers*

Unlimited Check Writing

PFM Tool**

Early Pay

CNB Rewards

Online Bill Pay*

ATM “Out Of Network” Refunds

0.25% Off Stated Rates On Approved Car Loans

Variable Rate Account

Monthly Statements

Free eStatements or paper statements

Enroll in free eStatements to avoid a $3 paper statement fee per cycle.

Enroll in free eStatements to avoid a $3 paper statement fee per cycle.

 

Learn More



Learn More



Learn More



*Activated by enrollment
**PFM (Personal Financial Management) is available to all CityNET Online Banking users for a monthly service charge of $1 per user. If you are not a CityNET user, you can learn more about CityNET Online Banking here. User must add at least one non-CNB account (an external account) to be considered an “active user.” If in six months, the user has not added at least one non-CNB account, which would recognize them as an “active user,” then the user will be considered inactive and the feature will be deactivated from their account. Deactivation is not permanent and user may enroll again by accepting the agreement, located within the Budget/Spending widgets, followed by adding an external account.

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We pride ourselves on our 117+ years of serving our communities. At CNB, building relationships is not just a way of doing business; it's our passion.


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